Car Insurance Comparisons


Optus BroadbandFor a while now, there has been a website in Australia providing comparisons of car Insurance quotations.  The company is called Justezi.

They do NOT do confirmed quotations, but an estimate based on a few of your details.

I decided to check their accuracy today, against my own actual best price that I could find.  My actual premium is $373 for Comprehensive Insurance.

The best 10 options provided by Justezi were:

  1. $292 RealPayAsYouDrive
  2. $389 Budget Direct
  3. $413 Virgin Money
  4. $415 RACQ
  5. $454 NAB
  6. $489 AAMI
  7. $559 CGU
  8. $595 Westpac
  9. $746 Suncorp
  10. $805 QBE

I must admit that I am shocked by the accuracy. I am with Budget Direct, and the difference is only $16

Now for a moment of truth…  A real quote from the number 1 option “RealPayAsYouDrive“…

I hit a problem during the quote process: When entering my annual milage as 25,000 it refused me with this statement: You must travel between 5,000 and 20,000 Kilometres per year
So I changed my mileage to 15,000 and the price was $432 with an $800 excess.
The premium for 20,000 kms was $487.45
The premium for 5,000 km per year was $321.13

I can almost confirm the accuracy of the AAMI premium, as I was with them before, and I did save about $100 by switching to Budget Direct.

NRMA was not included in that top 10, but a quote for me today was $432, with an $800 excess.


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