My policy covers Building and Contents, and has only changed with the insurers normal annual increasing cover figure.
My Annual Premiums have been:
| Year | Annual Premium | Annual Change |
| 2003 | $549.50 | |
| 2004 | $562.51 | 2.4% |
| 2005 | $595.92 | 5.9% |
| 2006 | $714.64 | 19.9% |
| 2007 | $550.00 | -23.0% |
| 2008 | $697.00 | 26.7% |
| 2009 | $789.00 | 13.2% |
| 2010 | $868.00 | 10.0% |
| 2011 | $983.00 | 13.2% |
The drop in 2007 was due to a change in Insurer. It may be time for another change.
My first premium comparison was not exactly what I was looking for:
$195.48 Contents
$890.67 Building
$1,086.15 Total
That is going the wrong way…
Every other quote I got was even more expensive, with some being $500 higher,
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