«

»

Aug 16 2017

Australian Credit Cards with No Annual Fee

Australian Credit Cards with No Annual Fee

Some of the Australian banks issue credit cards without an annual fee, some only give the first year free, as an incentive to sign up, but others offer lifetime free.

Coles Mastercard – No annual fee ever.

First Year Annual fee: $0 p.a.
Annual Fee after First Year: $0 p.a.
Purchase interest rate: 19.99% p.a.
Free delivery at Coles online with your Coles Mastercard, (Min $100 spend)
Up to 62 days interest free on purchases when you pay the full balance off each month.
Flybuys points: 1 flybuys point for every $2 everywhere, everyday
Coles Credit cards

BankWest Zero Mastercard

First Year Annual fee: $0 p.a.
Annual Fee after First Year: $0 p.a.
Purchase interest rate: 17.99% p.a.
Cash Advances interest rate: 21.99%
Up to 55 days interest free on purchases when you pay the full balance off each month.
BankWest

28 Degrees Platinum Mastercard

First Year Annual fee: $0 p.a.
Annual Fee after First Year: $0 p.a.
Purchase interest rate: 21.99% p.a.
www.28degreescard.com.au

American Express Essential Credit Card

First Year Annual fee: $0 p.a.
Annual Fee after First Year: $0 p.a.
Purchase interest rate: 14.99% p.a.

Citi Simplicity Card

First Year Annual fee: $0 p.a.
Annual Fee after First Year: $0 p.a.
Purchase interest rate: 19.99% p.a.

Qantas American Express Discovery Card

First Year Annual fee: $0 p.a.
Annual Fee after First Year: $0 p.a.
Purchase interest rate: 20.74% p.a.

Woolworths Everyday Platinum Credit Card

First Year Annual fee: $0 p.a.
Annual Fee after First Year: $49 p.a.
Purchase interest rate: 19.99% p.a.

BankSA Vertigo Visa

First Year Annual fee: $0 p.a.
Annual Fee after First Year: $55 p.a.
Purchase interest rate: 13.24% p.a.

St.George Vertigo Visa

First Year Annual fee: $0 p.a.
Annual Fee after First Year: $55 p.a.
Purchase interest rate: 13.24% p.a.

ANZ Platinum Credit Card

First Year Annual fee: $0 p.a.
Annual Fee after First Year: $87 p.a.
Purchase interest rate: 19.74% p.a. (0% p.a. for first 3 months)

Westpac 55 Day Platinum Credit Card

First Year Annual fee: $0 p.a.
Annual Fee after First Year: $90 p.a.
Purchase interest rate: 19.84% p.a.

ANZ Rewards Platinum

First Year Annual fee: $0 p.a.
Annual Fee after First Year: $95 p.a.
Purchase interest rate: 18.79% p.a.


The Above is the update to the original 2010 page below:

Some of the Australian banks are issuing credit cards without an annual fee, some only give the first year free, as an incentive to sign up, but others offer lifetime free.

As at July 2010 the following main banks have these cards available:

Bankwest:

Zero mastercard.
No annual fee, ever!
16.99% p.a. rate on purchases, balance transfers and cash advances

St George Bank

Credit Card with $0 annual fee
$0 annual fee
20.24% p.a. on purchases and cash advances

Westpac Bank

No Annual Fee MasterCard
No annual fee for the life of your card
Interest rate (variable): 19.74% p.a. on purchases; 21.24% p.a. on cash advances

HSBC Australia

The HSBC Credit Card
$0 Annual Fee for the life of the Card
Low interest rate of just 16.99% p.a. on purchases and 20.75% p.a. on cash advances
Up to 55 days interest-free period

American Express

Gold Ascent Credit Card
$0 Annual Card Fee
Interest Rate ?? 20.49%
Up to 44 Interest Free Days

Coles (I think this is issued via GE Money)

Coles Group Source MasterCard
No annual fee
Interest rate for new purchases is 20.24% and cash is 21.99% per annum.
Up to 62 days interest free on purchases

National Australia Bank NAB

This one is a puzzle. Nothing on their main website, but I did see a reference to these on another page: PDF File

NAB Visa One Fee Free with no annual fee
NAB Visa Mini (with monthly cash back)

Win a Luxurious home in Australia with Hometown Prize Draws.

For Books with Free Delivery to Australia, look at: BookDepository

Leave a Reply

Your email address will not be published. Required fields are marked *